Safety Insurance

What does Safety Insurance provide?

Safety Insurance, a relatively newer company compared to the other insurance companies was formed in 1979. Since then, Safety Insurance has been focusing on Home and Auto Insurances and is now the third largest private automobile insurance provider, the second largest commercial automobile insurance provider and the fourth largest homeowner insurance provider in Massachusetts.

Safety Insurance provides insurance in Massachusetts, New Hampshire, and Maine.

In Massachusetts, Safety Insurance provides:

  • Auto Insurance
  • Homeowners Insurance
  • Dwelling Fire Insurance
  • Personal Umbrella Insurance
  • Commercial Auto Insurance
  • Business Owners Insurance
  • Commercial Package Policy
  • Commercial Umbrella

And in New Hampshire and Maine, the company provides:

  • Auto Insurance
  • Homeowners Insurance
  • Dwelling Fire Insurance
  • Personal Umbrella Insurance
  • Business Owners Insurance
  • Commercial Auto Insurance
  • Commercial Umbrella

Commercial package policy isn't available in New Hampshire and Maine.

Even in each location, the features provided in the policy differ a bit. How?

Coverages in Safety Insurance

In Massachusetts, the features provided in Auto Insurance are,

First, there are two types of coverages, Safety Shield and Safety Shield Plus.

Safety Shield covers,

  • Disappearing Collision Deductible
  • Rental Vehicle Loss of Income Coverage
  • Guaranteed Replacement Cost
  • Personal Effects
  • Emergency Road Travel Expenses
  • Supplemental Towing and Labor
  • Airbag mechanical failure
  • Extended Substitute Transportation (vehicle rental)

And Safety Shield Plus includes,

All the features covered in the Safety Shield coverage,

Along with that

  • Accident Forgiveness
  • Expanded Personal Effects Coverage
  • Pet Coverage
  • Seat Belt Coverage
  • Bail Bonds

Whereas, when we check Auto Insurance Coverages provided in New Hampshire and Maine,

It includes just Safety Shield coverage and the features included are:

  • Collision Waiver of Deductible
  • Full Glass Coverage
  • Emergency Road Travel Expenses
  • Air Bag Coverage
  • Transportation Expenses
  • Lock In Value (Guaranteed Replacement Cost)

See the difference in coverages?

Discounts in Safety Insurance

Similarly, there is a difference in the discounts provided in both the locations! The discounts available in Massachusetts are much more than Maine or New Hampshire.

In Massachusetts,

The company provides, discounts such as:

  • Rewards for Safe Driving.
  • Multi-Policy Discounts
  • Student Discounts
  • E-customer Discounts
  • Loyalty Discounts

And in New Hampshire and Maine, the discounts on Auto Insurance are:

  • Multi-Policy Discounts
  • Student Discounts
  • Loyalty Discounts
  • E-customer Discounts

Even talking about discounts individually,

For e-customer Discounts,

In New Hampshire and Maine, the company provides up to 3% percent discount for an Account Credit and select electronic policy issuance.

Whereas, in Massachusetts, the company provides up to  7%  discount for the same.

See the difference?

So, if you live in Massachusetts you can gain all the benefits the company provides for its insurances. Whereas, in New Hampshire and Maine the company has reduced benefits for its insurances.

Except for all this, you can easily find an agent to know about further coverage details. 

Moreover, you can easily become an agent if you want for Safety Insurance by contacting the company in any of the given ways:


Contact Safety's Marketing Department team at: (800) 951-2100, extension 4008.


Contact Safety's Marketing Department.


Safety Insurance
20 Custom House Street
Boston, MA 02110
Attn: George M. Murphy, Vice President of Marketing

To File A Claim, just click on File A Claim and then click on the coverage you'd like to file a claim for.

Safety Insurance Directions:

Safety Insurance Hours:

Mon 8:30am - 4:30pm
Tue 8:30am - 4:30pm
Wed 8:30am - 4:30pm
Thu 8:30am - 4:30pm
Fri 8:30am - 4:30pm
Sat Closed
Sun Closed

And as always! Thanks for stopping by!
Safety Insurance is a great company to buy insurance with.
Give it a rating out of 5 stars and share the experience you have had with the company in the comments below!
Safety Insurance is a great company to buy insurance with.
Have you ever bought an insurance from this company? 
So, did you like Safety Insurance?

  • Safety Insurance, wasn’t a very good choice for us.. Shifted to a better one..

  • Safety Insurance. is unheard of… This company should make a move to market its product better..

  • Great Article! Haven’t tried the company myself! But, I will in the near future..